MS Court Reverses Bad Faith Claim Against GEICO As Being Time-Barred

The Mississippi Court of Appeals has issued a ruling last week on a borrowing statute for insurance claims between states, finding that a man injured in a hit-and-run car wreck is entitled to file first-party bad faith claims against GEICO because the prescriptive period is ten years, not one as the lower court erroneously held.

Plaintiff Paul Blanchard was involved in a car wreck in Louisiana in December 2015, and claimed that an unidentified hit-and-run driver caused the accident. Just before three years passed after the wreck, Blanchard sued GEICO in the Harrison County Circuit Court, alleging they denied his claim for uninsured motorist bodily injury benefits in “bad faith.”

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